Comparison · Forex & CFD broker

IC Markets vs XM: fees, cashback and which to choose

IC Markets is one of the world's largest forex and CFD brokers; XM is a globally accessible broker for all levels. We compare them on fees, available cashback and which trader profile each suits — plus how to recover part of your fees on both.

Quick comparison

IC MarketsXM
Cashback28%25%
Applies toof spreads and commissionsof spreads and commissions
Countries6+6+
Best forforex and CFD traders who prioritize low spreads and institutional executionbeginners and traders starting with small deposits

Fees

IC Markets. Very tight ECN spreads (from 0.0 pips) plus per-lot commission; among the lowest total cost in forex.

XM. Commission-free accounts with slightly wider spreads; very beginner-friendly on capital.

Available cashback

IC Markets offers more cashback (28%) than XM (25%), so you recover a larger share of every fee you pay. The gap matters most if you trade with volume.

Work out how much you'd recover for your volume with the cashback calculator.

Pros and cons

IC MarketsIC Markets

Pros

  • Among the lowest ECN spreads
  • Fast, deep execution
  • Regulated across jurisdictions
  • 28% cashback via Omanero

Cons

  • Aimed at somewhat experienced traders
  • Per-lot commission on top of the spread
XMXM

Pros

  • Low minimum deposit
  • Abundant educational material
  • Millions of accounts and multilingual support
  • 25% cashback via Omanero

Cons

  • Wider spreads on standard accounts
  • Less appealing to professional traders

Best for each profile

Choose IC Markets if you're forex and CFD traders who prioritize low spreads and institutional execution. Choose XM if you're beginners and traders starting with small deposits.

Verdict

If your priority is recovering the most fees, IC Markets leads with 28% cashback. If you value XM's profile more, you still recover fees at 25%. Best of all: you don't have to choose — use both and earn cashback on each.

Recover fees on IC Markets and XM with verifiable payments.

Frequently asked questions

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